There’s been much commentary regarding the upcoming changes to the unfair contract terms regime under the Australian Consumer Law and the ASIC Act. These changes will impact AFSL holders, and may also be relevant for other businesses operating in the financial services sector.

In the ever-evolving financial technology landscape, Singapore has emerged as a global front runner in fostering innovation while upholding regulatory integrity. At the heart of this paradigm shift lies the Monetary Authority of Singapore (MAS), the country’s central bank and financial regulatory authority.

A lease agreement between a tenant and a landlord, need not be in writing, but if requested, the landlord must oblige, and the lease should be reduced to writing. The safest option would definitely be to reduce the terms and conditions to writing.

Homeowners’ Associations can be constituted in one of two ways.  Either as a Non-Profit Company (“NPC”) in terms of the Companies Act (“the Act”).  Alternatively in terms of common-law whereby two or more persons formally agree that the HOA is to be established

In the past few years, the world has witnessed rapid evolution and exponential growth in the realm of decentralized ledgers and, more specifically, cryptocurrencies.