Declaring a state of emergency or a natural or other disaster caused by a virus coronary pandemic, BiH citizens are faced with numerous dilemmas and questions regarding things that they have not only planned before and during the time of the event, but which have yet to occur after the danger of infection stop.

The current Coronavirus emergency calls for immediate consideration of possible remedies available to contractual parties who, in bilateral relationships, find it impossible or extremely difficult to perform.

The financial-market development as well as user preferences to obtain more efficient, faster and simpler services, have created a favourable environment for innovation in this sector in the form of alternative business models based on the digitalization of financial services.

Every week, I receive requests for fee information, mostly through an email template, sent simultaneously to me and dozens of other offices. Seems like a comparative analysis of market prices, where the winner will be the cheapest.

How can an occasional virus, with a mortality lower than the common flu, that affects the world population every year, can stop the biggest world economies, devalue currencies, ruin international business and celebrations, cancel world conferences and, still, reduce by 25% the pollution?